PayPal Mastercard is a debit card for every individual PayPal account holder including business owners. Who either has a PayPal Business account or a PayPal cash plus account. The debit card allows users to access money in a U.S account instantly. Also, the card allows you to withdraw funds from your account seamlessly. Users can also check their account balance at any Maestro ATM. Also, users can pay wherever they see the Mastercard logo which you doesn’t require a minimum balance in your PayPal account.
PayPal Business Debit Card – Cash Back
PayPal Business Debit Card allows users to earn cash back on signature purchases when you Sign up for the Cash Back program. However, there is protection against unauthorized payments sent from your account with the MasterCard Zero Liability Policy. If you apply for the card and get approved it usually takes seven to ten working days. To receive your PayPal Business debit MasterCard in the mail. If your application for the card is denied, you are allowed to reapply after 30 days of first application.
Working Principle of PayPal business debit
Similarly the card works like most bank debit cards which you can use as a credit card or use at an ATM. However, the funds come from your bank account the only difference is that the PayPal Business Debit MasterCard uses your PayPal account balance. Also, the PayPal Business Debit card is only available in the U.S. But it can be used overseas for additional foreign transactions. Here you need to go through the agreement with the PayPal Business debit cardholder. The platform doesn’t require an annual fee, credit check and all. Instant access to your money means fast cash flow.
How do I get The card?
Application process for the card is very easy and straightforward which before you apply you need to create an active account. However, the card is very popular because it’s mostly for checkout in stores as well as through online retailers. If you have a verified PayPal business account without any holds or restrictions, then you are qualified for the PayPal business debit card. You can also link your PayPal account directly to your bank account to allocate capital wherever it’s available. Here are a few steps on how to get the PayPal business debit card;
Launch any web browser on your mobile phone or PC.
Go to www.paypal.com/us/ At the homepage of the page clicks the blue button that says Request Your Debit Card. Then you will be asking for some standard financial information. Which will also have an option to enroll in the cashback program.
Then finally apply and wait for your card to arrive for activation. One of the most popular features of the PayPal Business Debit Card is that there is no annual fee but there are still some fees that may apply to certain users. However, these fees will be duly stated in the cardholder agreement.
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